Accident Insurance

Secure Your Peace of Mind with Emergency Treatment Coverage.

What is Accident Insurance?

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WHAT DOES AN

Accident Policy Help Cover?

There are often a lot of non-medical costs associated with treating someone who has been in an accident. Directly (unless assigned) you will receive cash advantages from Empire Surety, which can be utilized for:

Ambulance Fees

Helps cover the costs of an ambulance transportation to the emergency room.

Intensive Care Costs

Helps pay for the surgeries and treatments you need to get your health back.

Diagnostic Exam Fees

Helps with the expense of x-rays, blood tests, CT scans, MRIs, and other injury exams.

Therapy Costs

Recognizes that there may be a need for therapy, both physically and emotionally, to help the person fully heal from the impact of the accident

Rehabilitation Expenses

Provides assistance to any services or programs essential to a smooth rehabilitation.

Family Assistance Benefits

Allows your family access to perks like cash assistance for daily costs or medical bills.

Accident Plans
Tailored For You

Empire Surety can tailor an insurance plan to your needs by taking into account your family size, where you live, and your desired level of coverage.

Do You Really Need Accident Insurance?

Whether small or big, accidents often seem to occur at the worst possible moment. A serious injury could happen out of the blue, with no prior notice or opportunity to reallocate assets.

If you’re asking yourself, “Do I really need accident insurance?” We advise taking a close look at the costs associated with your current health insurance policy. Kaiser Family Foundation’s 2020 Employer Health Benefit Survey found that both individual and family premiums climbed by 4 percent over the previous year. The result is a rise of 22% in the average family’s insurance during the past five years.

Supplemental accident insurance is a great way to make up for any coverage gaps in your primary insurance plan.

How Much Does an Accident Policy Cost?

When weighed against the money you’ll save in the long run, the price of accident insurance seems quite reasonable. For the price of a few bandages, you may enroll in an insurance plan that will cover you for a whole week in the event of an accident.

Buying a weekly accident policy costs about the same as buying first aid supplies for the home.

Accident Insurance​